Secured Credit Cards

Secured credit cards are designed for people with limited or bad credit who want to build or rebuild their credit history. The cards are reported to major credit bureaus monthly – Experian, Equifax, and TransUnion.

Use your secured credit card as a tool: put only small charges on it, which you will surely pay off, and use the card each month, so you don’t lose it due to inactivity. Thus, if you manage your card responsibly (always pay on time and pay off in full), you will be able to further improve your credit score.

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