The Fair Credit Reporting Act and the Fair Debt Collection Practices Act protects consumers from unfair credit reporting and debt collection.
We use our experience and knowledge of these laws to help you remove inaccurate, unverifiable, or questionable negative items on your credit report, which can improve your credit score.
We take an aggressive approach to repairing your credit and go beyond the basic disputing methods to achieve a positive outcome.
Charging per deleted item can become very expensive. We’ll dispute as many negative items as necessary at no extra cost.
Building a positive credit history is essential while repairing your credit and will maximize your creditworthiness as a result.
Our credit education will empower you to make better financial decisions that will improve your overall financial future.
You won’t be left wondering. Each month, you’ll know the work we’ve done to help improve your credit.
We’re here when you need us. Contact us anytime by phone, email, or text. Even send a message via your Client Portal.
Nearly 80% of all credit reports have errors that can lower your scores – but you have legal rights and we know how to use them to benefit you!
The law gives the right to dispute any item on your credit report. If those items can’t be verified, they have to be removed. We will write several letters to the bureaus and if they can’t prove it, they have no choice but to remove it.
Easily monitor your progress as you reach your credit goals. Login to see the latest score updates and dispute results. Upload documents, send messages, and much more.